How to Get More out of Your Life

Consider a Settlement

An individual’s life insurance policy is a personal asset, not unlike other personal assets such as a home or a car. One major difference however has been that until recently it was much more difficult to sell a second hand life insurance policy than to sell a home or car. A policy owner’s options for disposing of an unneeded policy were limited to surrendering it to the issuing company or simply allowing it to lapse.

All of that has changed as a secondary market for life insurance policies has emerged over the last decade. The Life Settlement or Senior Settlement market is one of the fastest growing segments of the personal insurance industry. A Life Settlement is an agreement to sell the ownership rights of a policy for an amount greater than the cash surrender value of the policy, but less than the face amount.

Advanced Equity Group

Advanced Equity Group LLC is a Life Settlement Broker. We are a resource for professional advisors whose clients wish to sell their life insurance policies. We assist in advisor training and sales support, we provide turnkey service in preparing and marketing of the policies to institutional purchasers, and we will provide hands on assistance from application through the closing process.

At AEG, the expertise of the principals is rooted in the insurance industry. With an average of 22 years of major carrier experience, we bring deeply rooted values based on conservative business practice, compliance and customer service. AEG was formed in November of 2005. Our CEO and founder, Sandra Roberson saw the opportunity to bring the insight and conservatism earned through years with a major carrier to this fledgling industry. AEG has raised the bar with our protocols for information security and purchaser due diligence. We are committed to financial disclosure, customer service and open competition in the secondary market.